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2012 - an Olympic year for mortgages or steady as she goes?

Published: 15/01/2012 - 09:50

This year the Olympics are coming and the Queen celebrates 60 years on the throne.  As well as two and a half weeks of top flight sporting endeavour in July and August, the Diamond Jubilee means a four day Bank holiday weekend in June with…

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30 year fixed mortgages? No Minister! - Nov 2011

Published: 01/11/2011 - 19:17

Should we all be opting for 30-year fixed-rate mortgages? Housing Minister Grant Shapps thinks so, as he becomes the latest politician to call for lenders to offer longer fixed-rate deals.

But are borrowers interested? Research from the Council of…

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Time to re-mortgage?

Published: 06/07/2011 - 21:55

With gross mortgage lending around 40% of the heady heights of 2007, some interesting green shoots are beginning to show.  Although many of the largest lenders are still appearing to look backwards into their historical book of mortgage lending…

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To fix or not to fix?

Published: 01/04/2011 - 00:07

The debate on whether to take a fixed rate or a tracker rate rages on with both sides deeply entrenched.  In recent weeks, we have seen swap rates which lenders use to fund fixed rates drop slightly, as the terrible events in Japan raise doubts…

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Are the Banks lending? (Feb 2011)

Published: 02/02/2011 - 11:29

Are the banks lending?

The outlook for mortgage rates has fluctuated considerably in recent weeks.  December’s soaring inflation suggested interest rates would need to rise sooner rather than later, but disappointing fourth-quarter GDP…

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